1. Instead of eating out from resto, i can buy my favorite food from the market.
2. Instead of Starbucks and other coffee shop, source out the best coffee bean from the local farm and farmer and brew my own.
3. Instead of grab rides, i choose other mode of transportation.
4. Online sale, mall sale and shopping is not saving, its spending.
5. Unnecessary bills and plans.
6. Clothing, buy what is necessary and important avoid buying one time use like fancy party dress for party.
7. Teach your kids to save! Learning to save is harder than spending.
8. Investing returns multifold. (Safe investing)
December is the best time to save and invest.
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